Legal Terms and Conditions

IMPORTANT: THIS NOTICE GOVERNS USE OF THIS WORLD WIDE WEB SITE ("SITE") [www.br.scotiabank.com /english]. BY ACCESSING THIS SITE, YOU AGREE TO THE FOLLOWING TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS THIS SITE.

Copyright in the content of this site, including the screens displaying the pages and their arrangement, is owned by Scotiabank Brasil S.A. Banco Múltiplo (“Scotiabank”) unless otherwise indicated. All rights reserved. Users of Scotiabank's World Wide Web site pages (the "Work") shall only be entitled to copy the Work for their own personal use but may not republish nor reproduce any substantial part of the Work in any manner whatsoever, including electronically reproducing this Work by "uploading", "downloading" or accessing the Work on to the Internet or any other local or international computer system, without the prior written permission of Scotiabank, and any such unauthorized use constitutes copyright infringement. An acknowledgement of the source must be included whenever Scotiabank material is copied or published. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to Scotiabank.SaoPaulo@br.scotiabank.com. Any infringement of Scotiabank rights will result in appropriate legal action. Scotiabank disclaims any and all liability for any consequences which may result from any unauthorized reproduction or use of this Work whatsoever. Use of any software downloaded from this site is governed by the terms of any license agreement provided with that software.

Information on Scotiabank's WWW pages is for information purposes only and does not constitute an offer to buy or sell products or services of Scotiabank and its subsidiaries and affiliates or units of mutual funds. Not all products and services that other country residents may be interested in are available in Brazil for non-residents.

Scotiabank's products and services are available in accordance with Brazilian law and only if they may be lawfully offered for sale in the Brazilian jurisdiction. All Scotiabank products and services are subject to the terms of applicable agreements.

Access to and Use of Site

Scotiabank adheres to the highest security measures on its websites.

Scotiabank advises you that we have no control over the privacy of your e-mail communications with us. We recommend that you not include private and sensitive information in e-mails to the Bank, including, but not limited to, account numbers, balances, passwords, etc. Scotiabank and its subsidiaries and affiliates will not be responsible for any damages you may suffer if you transmit confidential or sensitive information to us through e-mail.

Facts and data provided by Scotiabank, its subsidiaries and affiliates and other sources are believed to be reliable when posted. Scotiabank cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this WWW site is not intended to provide legal, accounting, or tax advice, and should not be relied upon in that regard. Scotiabank, its subsidiaries and affiliates, are not responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this WWW site. All services described in this site are subject to conditions, exclusions and limitations as established by the provider of service. The rate bonuses are not to be used in combination with any other pricing bonuses being offered by Scotiabank or its subsidiaries.

Sites accessed by hypertext appearing in this Scotiabank site have been independently developed by parties other than Scotiabank and Scotiabank does not guarantee the accuracy of information contained in such sites. The listing of an organization in this site should not be construed as an endorsement of its services or products, and Scotiabank will not be responsible for any losses suffered in visiting those sites.

Trademark Legends
Scotiabank's Registered & Unregistered Trademarks

The symbols ® and ™ designate Brazilian registered trademark and unregistered trademark status respectively. The following are registered trademarks of The Bank of Nova Scotia in Brazil: Flying S Design; SCOTIABANK; Flying S & SCOTIABANK Design (horizontal), and Flying S & SCOTIABANK Design (stacked).

Licensed and Authorized Use

The display of trademarks herein does not imply that a license of any kind has been granted.